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Naini Sahyog (Personal Loan)

Purpose

For any purpose other than speculation.

Eligibility:

Permanent employees of PSU/ Government Employee/ Companies / Reputed Institution/ UGC or AICTE Recognised College or University

Pensioners of PSU/ Government Employee/ companies/ Reputed Institution/ UGC Recognised University/ Retired Pensioners of NTB Bank

Field Officer/Agents of Public Sector Insurance Companies

Professionals i.e. doctors, advocates, architect, Chartered Accountants etc.

Age :

Minimum Age: 21Years

Maximum Age: 65Years for Salaried & 70Years for others.

Maximum Amount of Finance :

Rs.15.00Lakh

Margin :

Nil

Features :

Credit Facility in form of Term Loan/Demand Loan or Reducing Overdraft.

Repayment Period of 07Years for term loan & 12Years for Reducing OD.

Concession @ 0.50% to the borrowers offering CRM Securities (Our Bank's deposit/ LIC/ NSC/ Acceptable Paper Securities), present value not less than 50%, subject to the same is maintained till liquidation of advance facility

No Prepayment Charges on foreclosure of credit facility.