Apna Aashiyana Scheme Naini Home Improvement Loan Naini Home TOP-UP Loan Suhana Safar for Vehicle Gyani Naini Sahyog Finance Against Immovable Property Scheme Residential Plot Purchase Scheme

Naini Home Improvement Loan

Purpose

For repair and renovation of existing house property.

Purchase of furniture/Fixtures/furnishings/ other gadgets such as fan/ geysers/ air conditioners/ water filter/ air purifiers/ heaters /desert cooler, etc.

Eligibility:

All individual who own in his/her name the house property having value minimum three times of the loan applied. The residual life of the House/Flat to be repaired must be more than the period of loan plus 10 years, report of bank’s approved architect/valuer must be obtained in this regard.

Age :

Minimum age of the applicant must be 21 years; however the minimum age of the co-applicant/s can be 18 years. Maximum age of 70years for salaried & 75 years for others

Maximum Amount of Finance :

Rs.50.00Lakh

Margin :

25% of cost of repair Of House property

Features :

No Personal Guarantee.

Repayment period of 15years.