Naini Kisan Credit Card Scheme Naini Bank Special Kisan Gold Card Scheme Naini Kisan Credit Card Scheme Working Tractor Loan

Naini Kisan Credit Card Scheme- Working Capital for Animal Husbandry & Fisheries

Purpose

Working capital requirement for Animal Husbandry & Fisheries.

Eligibility:

Fishers, Fish Farmers, Farmers Poultry Farmers, Dairy Farmers either individual or joint borrower, Joint Liability Groups or Self Help Groups or Women Groups including tenant farmer having owned/rented/ leased sheds.

Maximum Amount of Finance :

As per scale of finance decided by DLTC.

Margin :

Nil.

Features :

Applicable Rate of Interest 7% upto Rs.2.00 Lakh per farmer as per Government of lndia directives subject to Govt. is providing interest subvention @2% p.a to Bank on such advances, within over all limit upto Rs.3.00 Lakh including NKCC. Additional lnterest Subvention scheme for Animal Husbandry and Fisheries upto Rs.2.00 Lakh per farmer is subject to approval of Govt. of lndia on yearly basis.

Collateral Free Loan upto Rs.1.60Lakh.

All the eligible farmers can be covered under PAIS.