The Nainital Bank Limited was established in the year 1922 with the objective to cater banking needs of the people of the region. In the year 1973, Reserve Bank of India directed Bank of Baroda, a premier nationalized bank, to manage the affairs of the Nainital Bank Limited.
At Present, The Bank is having 173 branches operating in five states i.e. Uttarakhand, Uttar Pradesh, Delhi, Haryana and Rajasthan
All the branches of the Bank are operating in CBS platform. Bank is also providing RTGS, NEFT, SMS Alerts, RuPay ATM cum Debit Card, NainiNet Internet Banking and Mobile Banking facilities to its customers.
The total business of the Bank was Rs. 13,225.68 crore as on 31/03/2025 against 13,086.87 as on 31/03/2024.
Total Advances of the Bank Stood at Rs. 4,969.86 Crores as on 31/03/2025.
Total Deposit of the Bank Stood at Rs. 8,255.82 Crores as on 31/03/2025.
CASA Deposit of the Bank Stood at Rs. 3424.06 Crores as on 31/03/2025 against Rs. 3451.62 Crores as on 31/03/2024.
CD Ratio of the Bank improved to 60.20% as on 31/03/2025 against 58.29% as on 31/03/2024.
NIM is 3.30% as on 31/03/2025 against 3.53% as on 31/03/2024.
CRAR stood at 16.76% as on 31/03/2025 against 15.22% as on 31/03/2024.
The Operating profit of the Bank is Rs.89.03 crore.
The Net NPA stood at 0.56% as on 31/03/2025 against 0.94% as on 31/03/2024.
Nainital Bank is a customer centric bank and provides prompt and personalized services to its customers in the latest technological environment.